Gregory F. Wilt, CPA, CFP®
Successful people often lack the time and expertise to plan for their financial future, as frequently the demands of day-to-day business pressures distract them from making the appropriate personal financial decisions.
Gregory will assist you in creating a comprehensive personal financial plan tailored to your individual needs, goals and objectives. We also know that the development, implementation and follow-through of personal financial planning is absolutely essential if the seeds of your efforts today are to be translated into the fruits of financial freedom tomorrow.
An effective financial plan will smooth the eventual transfer of your assets to your family members, friends or charities, minimizing the impact of estate taxes. The plan will also assist you in striking a balance between your requirement for current income and your need for long-term asset growth to support living necessities over longer life expectancies.
INCOME TAX PLANNING -- Taxes are a major consideration in any financial decision. Greg examines the construction of income and deductible expenses, attempting to coordinate investment-planning decisions in a manner that will provide for the exploration of every legal means to save money.
PLANNING YOUR ESTATE -- Working with your other Advisors, Tax Attorneys, and Insurance Counselors we at Gregory F. Wilt, CPA address the range of financial and estate planning issues that you and your beneficiaries are likely to face. Available to recommend qualified estate planning attorneys, we coordinate your plan with the goal to make sure that no important issues are overlooked.
PLANNING FOR RETIREMENT -- The goal of good financial planning is to balance present lifestyle needs with the accumulation of sufficient assets at retirement to maintain your desired standard of living. Gregory assists you in looking ahead by projecting your income needs at various possible retirement ages, matching these requirements against your potential sources of income. This arduous analysis attempts to predict whether your after-tax income, adjusted for inflation, will support you during retirement. Recommendations, if your resources seem to be insufficient, will be made. Advice regarding the level of spending and savings or degree of aggressive investment will also be discussed.
INVESTMENT SERVICES -- Gregory believes that individuals and families can benefit from the sophistication that typically characterizes institutional portfolio management. Gregory’s approach to managing client assets is rooted in the following core strengths: an understanding of the client’s goals, risk tolerance and time horizon, use of proper asset allocation, and ongoing monitoring of the investments and re-balancing the portfolio when necessary.
Asset allocation does not assure or guarantee better performance and cannot eliminate the risk of investment losses.